Sunday, November 27, 2016

Credit Repair Tips and Tutorials: How To Remove Hard Inquiries off my credit report? www.3wayfunding.com

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Learn how to remove hard credit inquiries for your credit report by first filing disputes with the credit bureaus then with the creditors.  Now, let’s look at how long do hard inquiries affect your credit score.  They affect the credit score up to 6 to 9 months, however they stay on your credit file for 2 years. Now understanding how many points does your credit score drop when you apply for a loan.  That depends on what type of loan your applying whether that be a mortgage, car, personal, or credit card. With each loan it could vary from 1 point up to 12 points. When you’re trying to remove hard inquiries from your credit file there are 2 thing you could say to have them removed but first I must tell you that if you’ve been approved for a account then I would not encourage you to have the hard inquiry removed.  The reason for this is that you may create a dispute of identity theft and have the account closed down.  However on the other hand if you had a hard inquiry added to your credit report from a collection company or a denial from a creditor you can easily have those inquiries disputed.  The way you would do this is by writing letters to the credit bureaus stating that you did not give permission to pull your credit and that this is an invasion of your privacy.  The other way to have the hard inquiries removed is by writing to the creditors and informing them that you were coerced or pressured into applying for the credit card after you informed their employee you would not qualify and they stated it would not affect your credit score.

http://BusinessCreditAmerica.com

Credit Repair Tips and Tutorial: How many credit cards should I own? www.3wayfunding.com

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Learn, how many credit cards you need get a 850 credit score? First thing you need to know how to get your free credit report online and how to get your free credit score online.  Once you have those 2 items, it depends on what are your main goals are you trying to get a mortgage.  Do you know, how to get a mortgage?  If that’s your objective, then you’ll only need between 3 to 5 credit cards, because you do not want to carry to much credit card debt it lowers your borrowing power.  If you trying learn, how to build travel rewards points.  Some people have up to 20 different credit cards.
http://BusinessCreditAmerica.com

Friday, November 25, 2016

Car Buying Tips and Tutorial: How to buy a new car? www.3wayfunding.com

https://houstonmcmiller.com/optin-10667319, https://3wayfunding.com/how-to-build-business-credit-without-a-personal-guarantee, http://www.businesscreditamerica.com/ 1-888-883-3013


As it gets closer to tax season many are considering buying a new or used car.  I’m here to show you how to buy a car, whether it be new or used.  If you’re looking to finance a new car, you need to make sure your credit is good and also get preapproved through a credit union because they have rates usually lower than any other lender.  Once you’re preapproved then go to a dealership and asked for their invoice price on the car not the manufactures price, because that price has already been marked up.  If you are not comfortable buying a car now you may want to consider renting a car under your business name.  The reason for this is, if you’re not able to make a payment it does not affect your personal credit.  If you have established business credit cards, you may also considering buy your car with one of those that way your personal credit is protected and you can get the business tax write off.

http://BusinessCreditAmerica.com, https://3wayfunding.com/how-to-build-business-credit-without-a-personal-guarantee

FREE CREDIT SCORE ONLINE TUTORIAL: HOW TO GET MY FREE CREDIT SCORE ONLINE? www.3wayfunding.com

https://3wayfunding.com/, http://www.businesscreditamerica.com/ 1-888-883-3013


Learn, How to get your free credit score online? Learn, how to get your free creditkarma.com credit report online that shows you your equifax.com and Transunion.com credit reports, and why banks like US bank and navy federal credit union uses the same credit scoring system which is fico 08.  Learn how to get your freecreditscore.com report from Experian.com and why banks like Bank of America uses it.  You'll also get your free annualcreditreport.com that also gives you your experian.com, equifax.com, and transunion.com report.  However, you do need to purchase the credit scores, also keep in mind you do not need a credit card to get access to these free reports.

http://BusinessCreditAmerica.com, https://3wayfunding.com/how-to-build-business-credit-without-a-personal-guarantee