Showing posts with label Credit. Show all posts
Showing posts with label Credit. Show all posts

Wednesday, January 25, 2017

What can you do with #goodcredit? https://3waycredit.com/personal-credit-repair

https://3waycredit.com/personal-credit-repair

What can you do with good credit?



The question isn't what CAN you do with good credit, it's what CAN'T you do with good credit. Without fixing your credit report errors, you'll find that getting loans, including mortgage and business loans, can be near impossible, limiting your ability to settle down. Additionally, applying for business credit cards and other credit-based applications are forever NOT in your favor if you are lacking in credit.

Does having good credit really make a difference?
Of course it does! We have helped our clients remove negative elements from their credit reports, and after having good credit, you can finally get those loans you've always wanted. By having a good credit, you prove to lenders that you CAN be trusted, making them more willing to lend money to you. This allows you to apply for mortgage loans.

Not only this, medical credit cards can give you a credit line for medical purposes, making healthcare more affordable for you and your loved ones. This allows you to get the treatment you need! And, not only that, having a good credit can give you the opportunity to take out general loans for other emergencies!

Don't wait any longer! Take the first step to rebuilding your credit today and get rid of all those negative items including late payments, liens, foreclosures and more.

http://BusinessCreditAmerica.com


Monday, December 19, 2016

How to get a business loan with bad personal credit? www.3wayfunding.com


How to get a business loan for people with bad credit?

The easiest way to get a business loan for people with bad credit is to take out a loan thru your 401k plan it’s called a ROB (ROLL OVER BUSINESS LOAN).  If you don’t have a 401k or Roth, you may want to consider putting up some assets for a collateral loan.  It’s a lot of lenders that will ignore your personal credit if you have an asset to borrow against.  Those assets make be a piece of land, a car, or a family heirloom.

However, if you don’t have any assets to use as collateral, you make want to borrow the money from a family member of a friend or ask them if they would be willing go into business with you.  You make want to also start putting a small portion of your paycheck aside to help you move toward you goal of saving up to start your business.  

Now depending on what type of business you’re going into, you make be able to pick up a few clients and see if they will give you an advance toward future business. 

Most don’t realize it really does not cost a lot to start a business the issue for most is finding the right customer for your product or service.

Thursday, December 1, 2016

HOW DOES #BADCREDIT HURT ME IF YOU'RE A MILLIONAIRE? www.3wayfunding.com

https://3wayfunding.com/how-to-build-business-credit-without-a-personal-guarantee, https://houstonmcmiller.com/optin-10667319, http://www.businesscreditamerica.com/ 1-888-883-3013

How does bad credit hurt me if You're A Millionaire?



When you have money and bad credit you are going to struggle to live the lifestyle you want because you don’t show a paper trail to show you’re a credit person.  You pay out more money in interest on loans and credit cards.  If you have just cash everything you buy is going to be questioned.  Say you want to buy a New Cadillac Truck and you have enough money to pay 20% down payment, but because you have bad credit your interest rate could go from 10% to 17%.  Now say you have a 750 fico score, but no money.  You can get that same Cadillac Truck with no money down and interest rates as low as 4%.  Now, I hope you see why is to earn how to fix your bad credit.  Let’s look at another situation, You looking to buy a house in a new development, you have the 20% cash to pay down but your interest rate will be around 8% to 11%.  Another person that has a 750 credit score buys the house next to yours with 3% down that he borrowed and his interest rate is from 3% to 4%.  You had the 20% down but because you have bad credit your house payment is double their house payment.  Having bad credit hurts you in other ways as well.  Say, you want to money up to a higher job position in the company, but all your co-workers know you have bad credit so you’re no longer a candidate for that job position.  This is how bad credit hurts you too.


http://BusinessCreditAmerica.com

Friday, November 25, 2016

FREE CREDIT SCORE ONLINE TUTORIAL: HOW TO GET MY FREE CREDIT SCORE ONLINE? www.3wayfunding.com

https://3wayfunding.com/, http://www.businesscreditamerica.com/ 1-888-883-3013


Learn, How to get your free credit score online? Learn, how to get your free creditkarma.com credit report online that shows you your equifax.com and Transunion.com credit reports, and why banks like US bank and navy federal credit union uses the same credit scoring system which is fico 08.  Learn how to get your freecreditscore.com report from Experian.com and why banks like Bank of America uses it.  You'll also get your free annualcreditreport.com that also gives you your experian.com, equifax.com, and transunion.com report.  However, you do need to purchase the credit scores, also keep in mind you do not need a credit card to get access to these free reports.

http://BusinessCreditAmerica.com, https://3wayfunding.com/how-to-build-business-credit-without-a-personal-guarantee

Monday, January 25, 2016

How Does too many inquiries affect my Credit Score? https://houstonmcmiller.com/home 1-888-883-3013

https://houstonmcmiller.com/home

How Does too many inquiries affect my Credit Score?
It is often cited that having too many credit inquiries on your credit history can contribute to a low credit score. Whilst this is true in the long run and applying for a credit on a number of occasions over a long period of time can detrimentally affect your score, a number of inquiries in a short space of time when shopping for the best interest rates is often recognized by credit scorers and not taken into consideration as ‘over-inquiring.’



How is Credit Score negatively affected? https://houstonmcmiller.com/home 1-888-883-3013

https://houstonmcmiller.com/home

How is Credit Score negatively affected?

Credit score is calculated on your financial performances over your lifetime. Financial irresponsibility results in a low credit score; ways to negatively affect this include too many inquiries for credit, late or non-repayments, large outstanding loans or overdrafts, a number of high balance credit cards and more.


Who does Credit Score matter to? https://houstonmcmiller.com/home 1-888-883-3013

https://houstonmcmiller.com/home

Who does Credit Score matter to?

Credit score matters the most to two linked parties, the lender and the consumer. To lenders, credit scores are a way of defining how risky a potential loan or mortgage is; allowing them to increase the rates or deny service to a risky consumer. Consumers will find that without a good credit score, they will struggle to obtain approval or affordable rates on a number of types of credit.


How is Credit Score calculated? https://houstonmcmiller.com/home 1-888-883-3013

https://houstonmcmiller.com/home

How is Credit Score calculated?

Credit score is calculated using three main values. The calculation first looks at information on your account and profile (your existing credit, outstanding loans, overdrafts), it then checks public records for any black marks on you such as bankruptcies or summons. The third factor is inquiries, both on your part of applying for loans and credits, and of lenders inquiring as to your credit score. Modern credit scores are also now calculated taking into account the credit score of everybody else, to place you in a percentile which can influence your approval and interest rate.


What is a Credit Score? https://houstonmcmiller.com/home 1-888-883-3013

https://houstonmcmiller.com/home

What is a Credit Score?

A credit score, sometimes called a credit rating, is a calculated ‘measure of risk.’ Calculated using a number of different factors, your credit score represents the risk factor that a lender will be assuming when providing you with credit for a mortgage, loan, credit card etc. Not only will it affect a lender’s decision on whether or not to offer you credit, but it will also affect the interest rate they you are given and the amount of money you will pay back.