Showing posts with label free credit report. Show all posts
Showing posts with label free credit report. Show all posts

Wednesday, January 25, 2017

What can you do with #goodcredit? https://3waycredit.com/personal-credit-repair

https://3waycredit.com/personal-credit-repair

What can you do with good credit?



The question isn't what CAN you do with good credit, it's what CAN'T you do with good credit. Without fixing your credit report errors, you'll find that getting loans, including mortgage and business loans, can be near impossible, limiting your ability to settle down. Additionally, applying for business credit cards and other credit-based applications are forever NOT in your favor if you are lacking in credit.

Does having good credit really make a difference?
Of course it does! We have helped our clients remove negative elements from their credit reports, and after having good credit, you can finally get those loans you've always wanted. By having a good credit, you prove to lenders that you CAN be trusted, making them more willing to lend money to you. This allows you to apply for mortgage loans.

Not only this, medical credit cards can give you a credit line for medical purposes, making healthcare more affordable for you and your loved ones. This allows you to get the treatment you need! And, not only that, having a good credit can give you the opportunity to take out general loans for other emergencies!

Don't wait any longer! Take the first step to rebuilding your credit today and get rid of all those negative items including late payments, liens, foreclosures and more.

http://BusinessCreditAmerica.com


Tuesday, December 6, 2016

• How often does a credit score change? www.3wayfunding.com


How often does a credit score change?


Your credit score may only change once a month.  Now, you credit file with change two to three times a month, depending on how much credit information is being picked up by the credit bureaus.  Let’s say you have high credit card balances and you decide to pay them off in full.  The credit file will start reflecting that information immediate, however the credit scores may not be affected from this until maybe a month of two later. 

Also, each credit bureau will pick that information up at different times of the month.  Experian.com may report this information at the beginning of the month, Equifax.com may report this information in the middle of the month, and transunion.com may pick this information up at the end of the month.  This is the major reason your credit scores will more likely be the same number?


Now even though you make have great credit scores many banks and lenders may use their own credit scoring when deciding to give you credit cards or personal loans.  So, the best way to see if you’re going to be approved for a credit card or a personal loan is to make your monthly payments on time, keep your credit card balance below 30%, and keep you inquires to a minimum of 8 within a 2 year period. 

Thursday, December 1, 2016

HOW DOES #BADCREDIT HURT ME IF YOU'RE A MILLIONAIRE? www.3wayfunding.com

https://3wayfunding.com/how-to-build-business-credit-without-a-personal-guarantee, https://houstonmcmiller.com/optin-10667319, http://www.businesscreditamerica.com/ 1-888-883-3013

How does bad credit hurt me if You're A Millionaire?



When you have money and bad credit you are going to struggle to live the lifestyle you want because you don’t show a paper trail to show you’re a credit person.  You pay out more money in interest on loans and credit cards.  If you have just cash everything you buy is going to be questioned.  Say you want to buy a New Cadillac Truck and you have enough money to pay 20% down payment, but because you have bad credit your interest rate could go from 10% to 17%.  Now say you have a 750 fico score, but no money.  You can get that same Cadillac Truck with no money down and interest rates as low as 4%.  Now, I hope you see why is to earn how to fix your bad credit.  Let’s look at another situation, You looking to buy a house in a new development, you have the 20% cash to pay down but your interest rate will be around 8% to 11%.  Another person that has a 750 credit score buys the house next to yours with 3% down that he borrowed and his interest rate is from 3% to 4%.  You had the 20% down but because you have bad credit your house payment is double their house payment.  Having bad credit hurts you in other ways as well.  Say, you want to money up to a higher job position in the company, but all your co-workers know you have bad credit so you’re no longer a candidate for that job position.  This is how bad credit hurts you too.


http://BusinessCreditAmerica.com